mokhtar أعاع. Digital Transformation in Small and Medium Enterprises in Oman: Success Opportunities and Future Challenges. J. of Financial Accounting and Managerial Studies [Internet]. 2024 Dec. 26 [cited 2025 Dec. 18];11(1):178-200. Available from: https://review.univ-oeb.dz/ojs.jfams/index.php/jfams/article/view/16