“Factors Affecting Insurance Penetration in the Libyan Market: An Econometric Study (2018–2023)” (2026) Journal Of Development Studies & Entrepreneurship, 4(1), pp. 142–158. Available at: https://review.univ-oeb.dz/ojs.jdse/index.php/jdse/article/view/44 (Accessed: 26 October 2026).