The role of artificial intelligence in developing the FinTech sector  Iraq case study. Journal Of Development Studies & Entrepreneurship, [S. l.], v. 4, n. 02, p. 72–85, 2026. Disponível em: https://review.univ-oeb.dz/ojs.jdse/index.php/jdse/article/view/53.. Acesso em: 26 oct. 2026.