Factors Affecting Insurance Penetration in the Libyan Market: An Econometric Study (2018–2023). Journal Of Development Studies & Entrepreneurship, [S. l.], v. 4, n. 1, p. 142–158, 2026. Disponível em: https://review.univ-oeb.dz/ojs.jdse/index.php/jdse/article/view/44.. Acesso em: 26 oct. 2026.