https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/issue/feed Journal of Economic and Financial Research 2024-12-26T07:24:34+00:00 Salim LAMRAOUI salimlamraoui@gmail.com Open Journal Systems <p><strong>Journal of Economic and Financial Research</strong> is a peer-reviewed, supervised by the university of Oum ElBouaghi -Algeria-. The goal of "JEFR" is to provide a platform for researchers all over the world to share and discuss various new issues in different areas of Economics and Management Sciences. The journal accept manuscripts in English, Arabic or French in the following areas: Economics, Management, Accounting and Finance, Marketing, Business Economics, Banking and Finance, Innovations in Business, and other areas related to Economics, Management and Finance. The submitted articles will be peer reviewed and evaluated based on originality, contributions, and readability.</p> https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/1 Evaluating the quality of pharmaceutical care services Study of a sample of pharmacies in the sity of Oum El Bouaghi 2024-02-15T08:34:47+00:00 fadila chirouf fadila.chirouf@univ-oeb.dz hiba bouchoucha hiba.bouchoucha@univ-constantine2.dz <p>The study aimed to identify and evaluate the quality of pharmaceutical care service in<br>pharmacies in the city of Oum El Bouaghi. The study used the descriptive analytical approach, and<br>the research population included patients benefiting from pharmacies in Oum El Bouaghi city,<br>where the study sample consisted of 390 patient beneficiaries selected by a random sampling<br>method. The study wich used a questionnaire to collect data, found that there is a statistically<br>significant difference between the level of pharmaceutical quality care services providing from the<br>customers point of view and the expected service level in terms of safety, responsiveness, reliability<br>and empathy. In light of these results, the study recommends that pharmacists must commit to the<br>continuous care of patients by providing medications in real time, and that the health system must<br>develop recognized methods for practicing pharmaceutical care, and give priority to the pharmacy<br>profession.</p> 2024-02-15T00:00:00+00:00 Copyright (c) 2024 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/18 The reality of corruption and its impact on economic growth in Algeria for the period 2003-2021: An ARDL approach 2024-02-18T09:20:06+00:00 Cheikh Falit falitcheikh@gmail.com Youcef Saouar syoucef12@yahoo.fr <p>&nbsp;This study aims to identify the reality of corruption in Algeria through the Corruption Perceptions Index, and to measure its impact on Algeria's economic growth in the short and long terms for the period 2003-2021, using the ARDL model. According to the results of the Bounds Test, the results indicate that a long-run equilibrium relationship exists between the variables. The results showed that there is a significant negative effect in the long-run for each of the public sector contribution and human capital formation on economic growth, and a non-significant positive effect for each of physical capital formation and corruption perceptions index on economic growth in Algeria.&nbsp;</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/20 "The reality of the application of governance indicators and their impact on rationalizing government spending in Palestine During the period (1996-2020): a standard approach" 2024-02-18T11:49:44+00:00 Issa hssin Mohammed alnajjar issa.najjar1997@gmail.com <p>This study aimed to identify the reality of the application of governance<br>indicators and their impact on rationalizing government spending in Palestine<br>during the period (1996-2020), and to achieve the objectives of the study, the<br>researcher used in this study the descriptive approach and the standard approach,<br>and the results of the study showed a negative impact of governance indicators<br>combined on government spending at the level of significance 0.065, which is less<br>than 0.10, and the impact factor was -0.168. Based on the results of the study, the<br>study recommends that to enable governance indicators, it must first focus on the<br>governance indicators most closely related to government spending respectively:<br>(rule of law, political stability and absence of violence, control of corruption,<br>participation and accountability).</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/21 The reality of electronic payment methods in Algeria and the requirements for their development 2024-02-18T12:44:37+00:00 Ammar Zouda ammar.zouda@univ-batna.dz <p>This research paper aims to study the current state of Electronic Payment<br>Methods in Algeria through an analytical study spanning the period from 2016 to<br>2022. The goal is to identify the main obstacles hindering its progress and propose<br>potential solutions to enhance the electronic payment system in Algeria. The<br>findings indicate that electronic payment methods are still in their early stages<br>compared to leading countries in this field. Regarding the requirements for<br>advancing electronic payments in Algeria, the study highlights the necessity of<br>swiftly updating and developing the technological infrastructure, modernizing the<br>banking system, and providing a secure environment for users.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/22 An Empirical Modeling of unemployment Determinates Using ARDL Model in Algeria the Period (1985-2022) 2024-02-19T07:27:17+00:00 Zineb Touaf touaf.zineb@univ-oeb.dz Wafa wafamaj@hotmail.com <p>This study takes a fresh look at the most significant determinant affecting<br>the worsening unemployment problem in Algeria, over the period 1985-2022,<br>through an analytical econometric study using (ARDL) model aimed at investigating<br>the relationship between unemployment and certain economic variables in the long<br>and short term. The results show that the main variables determining Algeria's longterm unemployment are: INV, G, GDP and OP, with an inverse relationship, while<br>for the short-term determinants are OP, G and GDP, the study also concluded that<br>the speed of return to equilibrium in the long term takes place in 10 months and 22<br>days</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/32 The role of cost accounting in controlling cost elements 2024-12-25T11:04:23+00:00 ahmed youcef mouloid ismail maulood303@gmail.com <p>The study aimed to clarify the extent of the effect of using the activity-based costing system in controlling cost elements, to identify the effect of using the target costing system in controlling cost elements. The study tested hypotheses: the activity-based costing system influences the control of cost components. The historical, deductive, inductive, and analytical descriptive approaches were used, and the results were reached, including: The use of the activity-based costing system helps in controlling the cost elements. The target costing system leads to providing effective control of the cost elements. The study suggested recommendations, including: the use of the activity-based costing system, as it provides information on controlling cost elements.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/40 Measuring the social performance of organizations The Tebessa Cement Corporation(SCT) model 2024-12-25T11:36:34+00:00 djemaa chergui djemaa.chergui@gmail.com mofida saadi saasi.m@centre-univ-mila.dz <p>This study aims to try to shed light on the social performance of the Tebessa Cement Corporation (SCT), The descriptive analytical approach was relied on in both the theoretical and applied aspects.</p> <p>important results obtained in this study</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/43 The duality of creativity and performance improvement from the point of view of users in specialized institutions - Center Janawi Ali Constantine 2024-12-25T11:48:54+00:00 amane leulmi leulmi_amane@yahoo.fr saadia mezian amel.live96@yahoo.fr <p>Our study came with the aim of studying each of the dualities of creativity and improving performance in specialized institutions, in order to find out the extent of the impact of creativity on the performance of users in the Center janawi Ali in Constantine, by studying the effect of each element of creativity (fluency, flexibility, originality, sensitivity to problems, risk) on job performance in the center under study.</p> <p>In order to achieve the objectives of the study, we relied on the analytical descriptive approach, to suit the problem, and we used the questionnaire as a tool for collecting field study data. Data was also collected, analyzed, and hypotheses tested using statistical packages for social sciences SPSS. The study population consists of 39 employees in the center, and through the use of some statistical methods appropriate to the hypotheses and questions of the study, we concluded that there is an impact of creativity on the performance of users in the center, janawi Ali, in Constantine.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/46 The impact of information and communication technology on the quality of postal services - A case study of the postal services sector in Algeria - 2024-12-25T12:08:07+00:00 boussahoua nadir boussahoua.nadir@univ-medea.dz <p>This study aims to determine the impact of the use of information and<br>communication technology and its dimensions (hardware and equipment, personnel,<br>databases, software, communications and networks) on the quality of postal services<br>perceived by customers in the postal services sector in Algeria.<br>One of the most important results reached is that there is a statistically<br>significant impact of the use of information and communication technology and its<br>dimensions in the postal services sector in Algeria on the quality of postal services.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/47 Integrating renewable energies to achieve sustainable development in Algeria 2024-12-25T12:31:50+00:00 khalid babouri babouri.khalid@univ-guelma.dz hocine kechitti kechitti.hocine@univ-guelma.dz <p>This study aimed to shed light on renewable energies and sustainable development, and to show how renewable energies contribute to reducing climate change and reducing greenhouse gas emissions, especially as Algeria seeks to integrate renewable energy into the energy supply system to diversify the energy mix and reduce dependence on fossil fuels that pollute the environment, and in Finally, we touched on highlighting the potential of renewable energy in Algeria and the ambitious programs it launched to develop renewable energies and energy efficiency, which were based on developing inexhaustible resources such as solar energy and wind energy, and integrating them into the energy supply system to diversify energy sources and enter a new era of sustainable, environmentally friendly energy.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/50 Governance Effectiveness and the Algerian General Budget Rationalizing 2024-12-25T12:52:19+00:00 meriam aouag maouag@escf-constantine.dz <p>The general budget is considered the primary tool to drive development in Algeria; however, its performance, linked to oil revenues and the continuous increase in current expenditures, has necessitated a shift towards activating public budget governance. Emphasis is placed on transparency, oversight, and participation as fundamental pillars of this governance, assessed through the application of open budgeting surveys in Algeria</p> <p>The Open Budget Survey serves as a global indicator measuring the transparency of public budgets, societal participation, and the effectiveness of oversight. In the context of this study, Algeria's results in this area appear extremely weak. The country recorded scores ranging between 2 and 13 out of 100 for transparency, 38 out of 100 for oversight, and 0 out of 100 for participation. Based on these results, it is evident that Algeria is still far from achieving effective governance for its budget.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/52 The impact of financial innovation on economic growth in Algeria- econometric study (1985-2022) 2024-12-25T13:12:32+00:00 ibrahim mebrek ibrahim.mebrek@univ-relizane.dz <p>&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;The study aims to measure the impact of financial innovation on economic growth in Algeria from 1985-2022, bay using ARDL model, the growth of the per capita GDP was relied upon as a dependent variable, and the domestic credit to private sector, and&nbsp; the ratio of broad money as to narrow money as variables for financial innovation, gross capital formation as a variable for financial development, and government expenditures and inflation as explanatory variables. The study found that there is a long-term relationship between financial innovation variables and economic growth. The Broad Money has a positive impact on economic growth, while credit to the private sector has a negative impact on economic growth in the long term.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/54 The impact of organizational culture on talent management An empirical study at El Khroub Commercial Agency of Algeria Telecom 2024-12-25T13:18:03+00:00 sana merabti merabti.sana@univ-oeb.dz‏ nesrine boussena nesrine.boussena@univ-constantine2.dz <p>This study included an analysis of the impact of organizational culture on talent ‎management in the ‎Commercial Communications Agency - ElKhroub - Constantine. This ‎study was based on the ‎descriptive approach. Through the distribution of a questionnaire to ‎a group of employees within ‎this agency. Thirty-six answers retrieved. The questionnaire ‎included an axis ‎that measure organizational culture, and an axis that ‎measures talent management. The questionnaire data were processed using the SPSS ‎program.‎</p> <p>The study found a set of results. The most important of which was the weak organizational ‎culture ‎of the Commercial Telecommunications Agency, as well as weak talent ‎management. In the end, ‎the study found that weak organizational culture at the agency ‎increased the weakness of talent ‎management.‎</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/59 The role of the knowledge economy in achieving economic growth in some Arab countries Empirical study (2000-2021) 2024-12-26T06:47:40+00:00 hanane bouakoche hanane.bouakoche@univ-tebessa.dz zarzour brahmi zarzour.brahmi@univ-tebessa.dz <p>This research aimed to shed light on the issue of the knowledge economy and its impact on economic growth in some Arab countries (2000-2021), where four independent variables were selected, the enrollment rate in: higher education, schools, the rate of Internet users, commercial openness. In addition to GDP as a dependent variable, static Panel models were relied up on in the estimation process.</p> <p>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;It concluded that the percentage of Internet users and commercial openness had a positive impact, while the enrollment in higher education had a negative effect, and as for the indicator of enrollment in schools, it had no effect on economic growth.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/60 The role of regional free trade agreements in enabling small and medium enterprises to access international markets - (USMCA) as a model - 2024-12-26T07:06:27+00:00 mohamed raoudane raoudane.mohamed@univ-alger3.dz samira belkhiter belkhiter.samira@univ-alger3.dz <p>This study aims to highlight the role of free trade agreements in increasing trade exchange between countries by encouraging large, small and medium enterprises to increase and develop production and push it towards foreign markets, and to show the aspects and means of financial, material and legislative support provided to small and medium enterprises of an industrial and service nature in order to provide jobs, increase production, meet the volume of demand, innovation and improve the quality of products in order to enter the local and foreign markets, and we gave an example of that USMCA conglomerate NAFTA previously<strong>.</strong></p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023 https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/61 The Role of Financial Technology in Achieving Financial Inclusion and Attracting Customers, A Review of Global Financial Inclusion Indicators 2024-12-26T07:24:34+00:00 saada guelmam saada.guelmam@univ-relizane.dz mohammed toufik meziane mohammedtoufik.meziane@univ-relizane.dz <p>This research paper aims to demonstrate the role of financial technology<br>(Fintech) as a modern industry in transforming the methods of delivering financial<br>services and ensuring fair and comprehensive financial inclusion. It examines the<br>impact of these changes on customer attitudes by reviewing Financial Inclusion<br>indicators globally and in Algeria. The study has found that financial technology<br>tools have significantly facilitated the spread of financial services and captured the<br>interest of customers, despite the significant gap observed between countries and<br>within a single country among different social classes. Additionally, several<br>obstacles and shortcomings hinder the expansion of financial inclusion.</p> 2024-12-26T00:00:00+00:00 Copyright (c) 2023