debbache أ. The reality of banking services and financial performance in light of the digital transformation at Dubai Islamic Bank. Journal of Economic and Financial Research, [S. l.], v. 11, n. 1, p. 460–477, 2024. Disponível em: https://review.univ-oeb.dz/ojs.ecfi/index.php/jefr/article/view/74. Acesso em: 18 dec. 2025.